HOME MORTGAGE TIPS

Advice from the best home loan officer in Texas & Florida


Mortgage Tip Videos


02/26/2026


Welcome to the world of NAF Cash with New American Funding—a powerful program designed to help you compete, win, and close like an all-cash buyer.


In this video, I break down everything you need to know about the NAF Cash Program and how it can help turn your dream home into a reality—faster and with less stress.

03/11/2026


Don’t skip the home you love just because it needs work.


With renovation loans, you may be able to finance repairs or upgrades directly into your mortgage instead of using credit cards or draining your savings.

02/15/2024


Understanding rate buy downs is important. Very important to know that paying 1% to buy down your loan rate does not equate to 1% rate reduction. Also don’t be fooled by words that state “discount points”. It can be called origination points or discount points, no matter the verbiage this is a charge not a credit.

03/03/2026



Introducing our Medical Professionals Home Loan Program — built to remove the common roadblocks physicians and specialists face when buying a home.

03/03/2026


 What if your ASSETS—not your income—could qualify you for a home?


Have money in the bank…

But the bank says NO because you don’t show “traditional income”?

03/2026


Paid 1099? You still qualify for a home loan! 🏡

01/28/2026


Non-traditional loans explored.

02/2026


Self-employed??? Listen up.

02/2026


Want to make an ALL CASH offer with OUR money?

03/2026


Should you ask for a lower sales price or should you ask them for a buydown?

02/2026


5 step Process for ALL CASH!